I'm not sure if I told y'all or not that back in May,
One stipulation with the modification was that the documents needed to be signed and our first "new" payment, in the form of a cashier's check, HAD TO BE RECEIVED BY JUNE 1, 2012. As we received the packet on May 15th and I was leaving for Pennsylvania on May 24th, it was a little bit of a scurry to get it all together. The documents were signed and returned by FedEx on May 17th and on May 18th, I went to the bank for the cashier's check. After that, I noted our account number on the check, attached a copy of the letter Bank of America had sent us, then mailed it certified mail - return receipt requested to the address noted in the mailing. Several days later I got the return receipt back and confirmation from FedEx that everything was delivered in plenty of time. I could relax and enjoy my trip.
On Tuesday, June 12th, I get a call at work from Sandy at ABC Bank. She is holding a cashier's check made out to Bank of America from me that came to her branch of ABC Bank without any other information except a form letter from BOA stating they can't identify the account number to which the check is supposed to be applied. I don't bank at Sandy's branch of ABC Bank. That branch isn't anywhere near my home or office. WTF? Panic sets in. I leave work to get the check then spend the next 1.5 hours on the phone with
Ms Smart then suggests that she take the payment over the phone. That's a BRILLIANT IDEA but how will I instantaneously transform this cashier's check in my hand back into money in my account? Ms Smart (no wonder she's an assistant to
At my branch of ABC Bank, Mr. Rip Van Winkle is in front of me. He has woken up and is now catching up on 20 years worth of banking. My bank, not being as prestigious as Bank of America, has only one teller working. The manager, while helpful and apparently on the same medication as Ms Prozac, can't fix the check situation, I must wait for the teller. *sigh*
To make a long story longer, I got it all done just under the wire. It took me about 3.50 hours, 1/2 a tank of gas and 4.75 years off my life. Right there it was worth it 'cause I'm not gonna live to be 99 anymore and Bank of America isn't going to get all their money!